Life is uncertain and life’s mishaps are inevitable. Purchasing an insurance policy that will protect your auto, health, life, business, or home will certainly not be a “one-size-fits-all” buy. This is why it’s important that when you shop around for insurance you find a policy that is tailored to your unique needs and will take all of your risks into account.
Here are three top reasons why you need insurance:
- Peace of Mind: Life is unpredictable. Insurance can be a safety net when an accident occurs or a risk goes wrong.
- It’s the law: In most states, auto, home, and business insurance are required.
- Lenders require insurance: Need a loan to purchase a home? A car? To start a business? Most lenders will not approve a loan unless you have proof of insurance.
Do not shop for insurance blindly, team up with a knowledgeable agent that knows how to put together a tailored policy package just for you.
“Insurance is all about protecting the assets of a family or business, and needless to say that each family and business has different assets to protect and they also face different risks that may hurt them. While one family may have the risk of somebody getting injured in their swimming pool or on their trampoline, another family is at great risk of having teenage drivers on the road. Maybe to one person, a car is just a car, whereas to another person their new Mercedes is their prized possession and they want to make certain that in the event of an accident only Mercedes parts are going to be used during the repair process. What if a business has a piece of equipment that is so important to their operations that they would have to suspend operations if that equipment was destroyed or damaged, etc… These are all just some of the things we try to think about for you.”- Robbie J. Moore, Jr., Executive Vice President/Account Executive, Blanchard and Calhoun Insurance
When it comes to shopping for insurance, a custom package is necessary but affordability is desirable too. Everyone is looking for ways to save money. Although, the cheapest insurance may seem the most attractive, the benefits may not be enough of coverage. To get the best policy at the best price you will want to find an insurance agent that will shop around on your behalf for the most affordable and effective insurance package.
“Look at how many people purchase Starbucks or Dunkin Coffee. Those are not the cheapest options, but the client feels that it is worth it. The same is true about hotels – at the end of the day they all provide you with a room and a bed, but so many people are willing to spend a little extra to stay in a Marriott or Hilton even though there might have been a lower-priced option out there – because they felt that the overall “experience” was worth a few extra dollars. I don’t want people to think we won’t help find them the best price on their insurance, because we absolutely will. Part of our role is also helping them find and apply for all of the possible discounts that are offered by a particular insurance company. But I want to be careful and just make sure that they know our main focus is on protecting them and finding the appropriate coverage. If the main focus was simply on cheap, then we could all probably agree that I could write you a policy with a very high deductible and really low coverage benefits and it would be cheap. Be careful though, that you actually know what you are purchasing so that you are not disappointed at the time of a claim. “– Robbie J. Moore, Jr., Executive Vice President/Account Executive, Blanchard and Calhoun Insurance
If you are in the market for insurance, team up with an insurance agent that can streamline the process. Since brokers, like Blanchard and Calhoun Insurance, partner with several insurance companies, they can ensure you get the best coverage and the best deal. Click here for a list of agents ready to assist you.
We will be celebrating all year long and sharing some of our history and stories. Please click here to check out our commemorative website. Thank you CSRA for trusting us with your Insurance, Real Estate and Mortgage needs for one hundred years! We couldn’t do it without you.
Click the link below for all of the details
For your convenience we are now accepting online payments for agency bill invoices through ePayPolicy. You can pay with credit card or ACH/eCheck. For credit card payments there will be a 3.25% fee. For ACH/eCheck payments the fee will be a flat $3.
The roads are getting more and more dangerous by the day it seems. If you do get into an accident, make sure you know what to do. Mercury Insurance has some great advice–click here.
You know what they say–“you get what you pay for”. Saving money shouldn’t be your only concern when shopping your insurance. Click here to read more